What a wonderful day it has been; I have drawn a demand draft from the bank; I got attestation for my passport size photograph; I took photocopies of the application; And finally applied for my examinations commencing for my 2nd year MBA course. Every thing happened in such an amazing efficiency that I feel so much impressed of myself.
I woke up very late on today, the first day of my weekend. Oh!... well!... not exactly. It is earlier than most of the weekends. I woke up at 11.30 A.M. Almost one and a half hours earlier than other weekends. I remembered instantly after waking up that I am already 10 days after due date to submit the application for my examinations. I haven't even filled in the application form that I took print out my office.
Brushed my teeth; Went to bathroom; That's it!... I am sitting in front of my computer with the application form and all the necessary documents. Not all the documents; I am sitting in front of my computer because I need some more information to fill in the application. Ya I don't know the subject codes and the examination center codes.
[Excuse me for instantly switching from past tense narration to present tense narration. It happened some where in the above paragraph]
The application is now ready with all the necessary information filled in. Now I am searching inside my big pile of something that could be called "important papers", for my passport size photograph. I got it instantly, ... must have gone through this junk of documents so many times.
I think my friend and my room mate Selvin is back from the bank. He woke earlier than me today and went to SBI bank to open an account. Well he is also very much earlier today. He used to woke up after 1.00pm in the weekends.
My god this article is pretty boring for myself. Don't worry I will speed it up a little bit. Well after that me and Selvin went to lunch; went to bank to draw the demand draft for my application; Went to Government Hospital to get my photo attested by an gazetted doctor; Found a shop to take photocopies of the application form for my reference; Went to the post office; Sent the mail by registered post;
ppfuh... What a relief! It was 2.55pm and it was such a relief that my job is well done for the day. I started enjoying the weekend from then. Well guess what I did then. .... .... .... Wonderful! you are right. I was back to home and fell asleep.
Roughly in 3 hours I have finished something which I thought of "Why don't we do it on day after tomorrow?". It is always very hard to overcome laziness, fear and hesitation. But when you overcome it and accomplish something, nothing in the world can compensate for the happiness, the pride and the self respect you get from it except next time you do like that.
[I think I have again switched the narration style. Oops!... sorry]
Sunday, April 27, 2008
Monday, October 29, 2007
I Lost Money
It is a normal Saturday for me. But it is very exciting one for my friend. Because he is going to buy a new computer. It is not for him though. It is for his sister. What a wonderful day it is! We are completely unaware that in an hour we are going to be in a big shock that we lost money drawn from the atm for the purchase.
Now you know that I lost some money. Oops! Did I say 'I lost some money'? Well it is true. I lost the money. Because we split the money and carried it in halves with us. And unfortunately the money that I was carrying was lost. Not all of them exactly. But it was a big mistake. Am I using so many 'I's in this paragraph? Well it was my fault. I admit that and take all the responsibility. It is not just words, but I paid for the lost money.
I believe that the core mistake is drawing the money to purchase. It is not like we should use the debit cards to pay all the bills. But the point is we should use it wherever we could. The reason would be very simple.
Money evolved from the simplest way of trade "Exchange". We exchanged pearls for spices, grain for gold and so on. Am I sound like a historian? Ok then leave all these history about the evolution of money. The deep moral I learned from this mistake is that we should keep the representation of money as simple as possible to give it more security.
Well let's see if it could be true. I will analyze one or two scenarios where this may stand true. Will you take Rs. 10000 in the denomination of 1 rupee coins? How about a crore? I thought about giving a scenario involving land to represent money. Of course no one could pick pocket it from us. But we are speaking about representations which are readily available for spending. Liquidity of assets like land are very low.
Wait a minute! I lost money because of carelessness. Now the chance of loosing something increases when the size decreases. I think it is not the way we keep the money matters. It is the amount of alertness employed for each type of money. Stealing a table from my house take more time than taking a 100Rs. note from my packet. So the rate at which I recheck if my possession if it is still with me should be higher than the probable time it may take some one (an expert in this field) to steal it.
Finally if we have a small object it will take little time to steal it and if we have a bigger object it will take much more time to steal it. If we keep money in smaller representation, we must check it very frequently.
I always carry my debit card. So I will have pretty much alert on it when taking it outside. But the money drawn from atm is a new thing, to which I didn't give much care than my card. Even I didn't put the money in my vault in which I keep my card. May be it would be much reasonable to say that keeping money in a form which we use often would attract more attention to it so that we won't loose it because of carelessness.
Anyway how to keep money safe is an never ending topic. One thing is very clear about this topic. There is no compromise for the alertness we must have to keep money safe.
Now you know that I lost some money. Oops! Did I say 'I lost some money'? Well it is true. I lost the money. Because we split the money and carried it in halves with us. And unfortunately the money that I was carrying was lost. Not all of them exactly. But it was a big mistake. Am I using so many 'I's in this paragraph? Well it was my fault. I admit that and take all the responsibility. It is not just words, but I paid for the lost money.
I believe that the core mistake is drawing the money to purchase. It is not like we should use the debit cards to pay all the bills. But the point is we should use it wherever we could. The reason would be very simple.
Money evolved from the simplest way of trade "Exchange". We exchanged pearls for spices, grain for gold and so on. Am I sound like a historian? Ok then leave all these history about the evolution of money. The deep moral I learned from this mistake is that we should keep the representation of money as simple as possible to give it more security.
Well let's see if it could be true. I will analyze one or two scenarios where this may stand true. Will you take Rs. 10000 in the denomination of 1 rupee coins? How about a crore? I thought about giving a scenario involving land to represent money. Of course no one could pick pocket it from us. But we are speaking about representations which are readily available for spending. Liquidity of assets like land are very low.
Wait a minute! I lost money because of carelessness. Now the chance of loosing something increases when the size decreases. I think it is not the way we keep the money matters. It is the amount of alertness employed for each type of money. Stealing a table from my house take more time than taking a 100Rs. note from my packet. So the rate at which I recheck if my possession if it is still with me should be higher than the probable time it may take some one (an expert in this field) to steal it.
Finally if we have a small object it will take little time to steal it and if we have a bigger object it will take much more time to steal it. If we keep money in smaller representation, we must check it very frequently.
I always carry my debit card. So I will have pretty much alert on it when taking it outside. But the money drawn from atm is a new thing, to which I didn't give much care than my card. Even I didn't put the money in my vault in which I keep my card. May be it would be much reasonable to say that keeping money in a form which we use often would attract more attention to it so that we won't loose it because of carelessness.
Anyway how to keep money safe is an never ending topic. One thing is very clear about this topic. There is no compromise for the alertness we must have to keep money safe.
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